Gerber Simplified Issue Highlights 

Simplified Senior Life is designed to give buyers a simple way to provide an inheritance, help ensure a financially dependent loved one is cared for, or make certain no one inherits their debt. 
Product Highlights:

• Ages 50-70 determined by age last birthday.  Can issue ages 70-80 but with Medical U/W.
• Death Benefit amounts from $25,000 to $100,000
• Full Death Benefit from day one
• Two ways to submit business - use a paper application or the agent portal.
• E-signature, face to face, or email.
• Gerber Life Insurance Company has provided Life Insurance for 40 years and is rated A by A.M. Best.
• Accelerated Death Benefit (ADB) Rider is offered at no additional cost.*
• No required medical exams for applicants age 70 and under**
• Decisions are made quickly and generally within a minute from the time a digital or telephone application is submitted.***

*The ADB Rider is subject to a minimum of $10,000 and is offered with the issued policy. There is no additional cost. The Rider benefits allow for the insured, if diagnosed with a terminal illness with a life expectancy of 12 months or less, to request a portion of the death benefit while still living.
**A medical exam and full underwriting are required for individuals age 71 to 80 who apply for coverage.
***In order to provide a decision within a minute, Gerber Life will search databases for prescription history, motor vehicle records and medical information.

You must be Pre-appointed in AL, LA, OK, PA, and TX in order to submit an application for Gerber products.