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You must be Pre-appointed in AL, LA, OK, PA, and TX in order to submit an application for Gerber products.


Gerber Life Guaranteed Issue Highlights

  • Issue ages 50-80 determined by age last birthday
  • Up to $25,000 in coverage
  • Guaranteed Issue with no medical exam or lengthy health questionnaires to fill out
  • Applying is easy with a simple one-page application that is completed via the Gerber Life Agent Portal
  • Fast policy issue as long as premium is received
  • Premiums are guaranteed to never increase for the life of the policy
  • Competitively priced premiums backed by the experience, stability and reputation of Gerber Life Insurance Company
  • Flexibility to pick a premium date, which can even align with your clients’ Direct Express Social Security payments

Gerber Simplified Issue Highlights ​

Simplified Senior Life is designed to give buyers a simple way to provide an inheritance, help ensure a financially dependent loved one is cared for, or make certain no one inherits their debt. 
Product Highlights:
  • Ages 50-70 determined by age last birthday.  Can issue ages 70-80 but with Medical U/W.
  • Death Benefit amounts from $25,000 to $100,000
  • Full Death Benefit from day one
  • Two ways to submit business - use a paper application or the agent portal.
  • E-signature, face to face, or email.
  • Gerber Life Insurance Company has provided Life Insurance for 40 years and is rated A by A.M. Best.
  • Accelerated Death Benefit (ADB) Rider is offered at no additional cost.
  • No required medical exams for applicants age 70 and under
  • Decisions are made quickly and generally within a minute from the time a digital or telephone application is submitted.
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This website and the information herein is intended for the sole use of licensed Insurance Agents & their Staff.  If you are not a licensed Agent or Staff Member of one and need assistance please contact us for a referral to a licensed Agent in your area.

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