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Changes coming 7/1/2019 to the One America Portfolio! 
​Our Flagship "LTC" product line is about to undergo some tremendous changes which will make the products even more client friendly.  Click here for details!

Something "New Again" in Term Life:  
  • Yearly Renewable Term "YRT" with rates guaranteed for 10 years.  It's a great product for your "temporary" need cases or those who don't get as applied for and want to "get better" and try again in a year or 2.
  • For your level term clients, GO Beyond 30 years NEW 35 & 40 year term!

Protect Clients From Day One of Home Health Care Expenses: 
  • We also have a Simplified Home Health Care policy with a zero day elimination period that is extremely easy to get issued!  The Texas version includes: Indemnity payments, 0 day waiting period, Unisex pricing, No tobacco question, No Build Questions, Current Age pricing, base plan includes $250 per year prescription drug benefit and only 4 qualifying questions to be issued.  Click here for more info

When it comes to LTC, let us be your experts, get a quote, ask questions and before you know it you will be helping people with LTC expense funding again!
Check it Out! 

Time for an LTC refresher!  Take a quick review then let's discuss a comprehensive, guaranteed, lifetime plan or even a home health care plan for your clients.

YES, 100% return of premium
Click to find out how your clients can get their money back when the life insurance is no longer needed. 

A home health care policy that is easy to qualify for & Affordable.

Cancer, Heart Attack & Stoke  Insurance that helps your clients financially handle high deductibles!
Please Don't Walk Away 
from families needing smaller face amounts for final expenses. 
We have some of the Best Products in the market for face amounts from $5,000 to $30,000 for ages 50 to 80 Simplified &/or G issue!
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Need a Medicare Supplement Quote? 
Our Extended Health Care/LTC marketing has led many to have discussions about Med Supp. 
We can now provide you with quotes from top rated carriers!
​Clients Who Smoke Need HELP! 
​Most nicotine users are paying way too much for life insurance.  Good news, "we" have some of the very best rates for Smokers for term life and GUL in the market.
Our top carriers show up #1 and or #2 on just about every quote I run!  Cigarettes cost enough, cut your clients some some slack with Great Life Insurance Rates.
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NEVER EVER, EVER will they ask for an Exam or Lab Work for up to $500,000 & age 60 and still offer Preferred Plus for Term Life and Whole Life!  
There is no catch or changing directions in u/w.
Premiums are nearly the same or very close to the full exam and lab term quotes out there.
​There are differences when it comes to Term and UL carriers beyond the price. 
If you want to go beyond "cheap" and know about "VALUE" for your clients please set aside 5 to 10 minutes and let's talk.  It will save you and your clients time and $'s. ​
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Save $ on your CE!
States require ltc and annuity CE for all agents.  Want a Free CE Voucher? Just ask for it!