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If your clients knew that there was insurance that paid a lump sum for
Cancer, Heart Attacks or a Stroke would they want it? You will never know if you don't discuss it. Help them be their own "I Fund Me"! It's affordable, lifetime coverage & issued to age 89 and a great product to show during this time of year with health insurance renewals.
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U/W Decision in Minutes No Exam or Labs for Term and GUL!
Ages 18-45 up to $1,000,000 Ages 46-55 up to $750,000 Ages 56-65 up to $500,000 Qualified applicants approved up to the best rate class in just “minutes”. NO phone interview, exam or labs if they fit the parameters. Next case that falls within age and face amount, give me a call to see if this new carrier is a fit. One of our top GUL policies allows for changes in premium and face amount without sacrificing the no lapse guarantee as originally purchased!
Needs may change and if a GUL can't change with them, is it really the right one for your clients? Of course, price is important but so is having a product you can count on in the future. Let us show you how it works on your next GUL case, it could be the difference between lasting a lifetime or lapsing before your client does. Our #1 Comprehensive LTC Product features:
Surviving Cancer, a Heart Attack or Stoke is tough physically, emotionally and financially. You can help with the financial part which may assist the other two!
PLEASE be "that agent" who talks with your clients about the benefits of a Cancer, Heart Attack/Stroke policy. Having a this type of policy can allow them to focus more on getting well instead of worrying about finances. It's simple with a Cancer, Heart Attack & Stoke policy, you can help people with "bad" family history or living in "hot" zip code areas as those are not used in underwriting! |
ALMOST GUARANTEED ISSUE Home Health Care Indemnity Policy
If your client can answer "No" to 3 questions, game on! This Home Health Care Product features in Texas include:
Guaranteed Issue life up to $25,000 and for ages 40 to 80.
Final Expenses can create a financial burden at the worst time! Visit our Final Expense page & get up to date on on how to assist a family in the time of need. Most of "us" never think about it but the $ need is real for many families. 
Underwriting Highlight: Be it Term or whole life, they will never ask for an exam or send someone to stab your applicant for up to $500,000 and to age 60. All from a well known a Mutual Company!
Something Old is "New" again
YRT can save the case when your client "needs" the coverage but premiums are too high? Or they need short term life insurance. (Convertible to 20 or 30 year term!) Take a look at this product By Clicking Here Do you have clients who are or who's "children" are Medical Residents? One of our DI carriers has a great product/program for them!
Click here to review the details. 100% return of premium is Back!
Click to find out how your clients can get their money back when the life insurance is no longer needed. After all, if you don't use it, it's only fair to get your money back! |