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Highlights

Our #1 LTC Product is with an A+ Rated Carrier and features include:
  • 0 day elimination period for home health care
  • 90 day elimination for facility (*the 90 days accumulate while receiving home health care benefits!)
  • Waiver of all premiums while on claim
  • Can accept dump in premiums i.e. 1035's
  • Premiums are Guaranteed and Benefits are payable for Life!  
We also quote traditional tax qualified LTC and Hybrid Life/LTC products. Considers setting up a time to review your client's needs with Bill and before you know it you will be writing LTC insurance with confidence.

Final Expenses can create a financial burden at the worst time! 
​Visit our Final Expense page and get up to date on what you can offer to assist a family in the time of need. Most of "us" never think about it but the need is real.

Limited budget or can't medically qualify for LTC?  We have a Simplified Home Health Care policy may be the answer for them. 
  • Features a zero day elimination period for home health care
  • Very simplified issue underwriting
  • Texas policy version includes: Indemnity payments, 0 day waiting period, Unisex pricing, No tobacco question, No Build Questions, Current Age pricing, base plan includes $250 per year prescription drug benefit and only 4 qualifying questions to be issued.  Click here for more info

​Something "New" in Term Life:  
  • Yearly Renewable Term "YRT" with rates guaranteed for 10 years.  It's a great product for your "temporary" need cases or those who don't get as applied for and want to "get better" and try again in a year or 2.
  • For your level term clients, GO Beyond 30 years NEW 35 & 40 year term!

Stay on top of what's happening!

100% return of premium is Back!
Click to find out how your clients can get their money back when the life insurance is no longer needed. 

Time for an LTC refresher!  Take a quick review then let's discuss a comprehensive, guaranteed, lifetime plan or even a home health care plan for your clients.

A home health care policy that is easy to qualify for & Affordable.

Cancer, Heart Attack & Stoke  Insurance that helps your clients financially handle high deductibles!
Please Don't Walk Away 
from families needing smaller face amounts for final expenses. 
We have some of the Best Products in the market for face amounts from $5,000 to $30,000 for ages 50 to 80 Simplified &/or G issue!
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Need a Medicare Supplement Quote? 
Our Extended Health Care/LTC marketing has led many to have discussions about Med Supp. 
We can now provide you with quotes from top rated carriers!
​Clients Who Smoke Need HELP! 
​Most nicotine users are paying way too much for life insurance.  Good news, "we" have some of the very best rates for Smokers for term life and GUL in the market.
Our top carriers show up #1 and or #2 on just about every quote I run!  Cigarettes cost enough, cut your clients some some slack with Great Life Insurance Rates.
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NEVER EVER, EVER will they ask for an Exam or Labs for up to $500,000 & age 60 & will still offer Preferred Plus for Term Life and Whole Life!  
There is no catch or changing directions once the app is in u/w.
Premiums are nearly the same or very close to the full exam and lab term quotes out there.
​There are differences when it comes to Term and UL carriers beyond the price. 
If you want to go beyond "cheap" and know about "VALUE" for your clients please set aside 5 to 10 minutes and let's talk.  It will save you and your clients time and $'s. ​
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Save $ on your CE!
States require ltc and annuity CE for all agents.  Want a Free CE Voucher? Just ask for it!