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Click Here for the Latest Product Niches to Help You Best Serve Your Clients.​

Top Fixed Annuity rates as of 2/1/2018

​​​Minimum Premium $20,000
  • ​3 years 2.85%
  • 4 years 3.25%
  • 5 years 3.30%
  • ​6 years 3.65% ​
​​Minimum Premium $100,000 & UP
  • 5 years 4.35/3.35% = 3.55%
  • 6 years 3.65% all years
 ​And a New SHORT TERM Annuity!
  • 2 year @ 2.85% or 3.20%
  • 5 year @ 4% or 4.10%
  • Contact Bill for Product details. 
How about your clients getting the premium back when the need ends for term life in 15, 20, 25 or 30 years?  Return of Premium Term is back and we have THE carriers in that market.
It is time to check it out...  
The #1 LTC Alternative featuring
  • Guaranteed Premiums
  • Lifetime Benefits
  • Not a use it or lose it product!
Final Expense Life - Gerber, Oxford & UofO!
Critical Illness or Cancer &/or Heart Attack/Stroke insurance-  High deductibles are bank draining time bombs, your clients have a protection option!
Let us help you quote, it's what we do!​
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Please Don't Walk Away 
Some people simply want final expense life for themselves or a family member & ''we" have some of the Best Products in the market.  Amounts from $5,000 to $30,000 for ages 50 to 80 Simplified &/or Guaranteed issue!
Click to email Bill for a quote!
Let us quote your Med Supp case.
Our Extended Health Care/LTC marketing has led many to have discussions about Med Supp. 
We can now provide you with quotes from top rated carriers!
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Save $ on CE!
Texas and most states require Annuity and LTC CE for everyone! 
Contact Bill for a "free" CE Voucher! 
Have a Client Who Smokes?
​Great rates for Smokers with one of our newest carriers! Shows #1 on term quotes for cigarette smokers!  For GUL we have TWO of the very best GUL carriers for Smokers!  They show #1 and or #2 on just about every quote I run for Smokers!  
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No Exam or Lab Work &
Still Preferred Plus!
It's true, up to $500,000 and to age 60 your clients can qualify for up to Preferred Plus NS for Term Life.  There's no catch.  Truly competitive rates and WL to convert to in the future. No buts, ifs or maybes about it. NO exam or labs period.  Many times the premium is the same or very close to the full exam and lab term quotes! 
Call Bill Jr. for Details and Quotes!
​Top GUL Products:  The "Americas" have it!
Take a look at American National & American General for your next cases!  Both have contractual provisions that set them apart from the pack and their priced right too!  Did you know, we customize your GUL & IUL quotes for you?  All it takes is an email or call with details and we will "do our thang" for your case.​
​There are differences when it comes to Term and UL carriers beyond the price. 
If you want to go beyond "cheap" and know about "VALUE" for your clients please set aside 5 to 10 minutes and let's talk.  It will save you and your clients time and $'s. ​