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Underwriting Highlight: Term or whole life, they will never ask for an exam or or send someone to stab your applicant for up to $500,000 and to age 60 for term or whole life. From a Mutual Company!

Did You Know?

Our #1 Comprehensive LTC Product features:
  • Elimination period for home health care 0 days & 90 days for facility care.
  • Guaranteed Paid up in 1, 5, 10, 20 years or at age 95.
  • Accepts dump in premiums i.e. 1035's
  • Premiums are Guaranteed & Lifetime Benefits.
Surviving Cancer, a Heart Attack or Stoke is tough physically, emotionally and financially. You can help with the financial part which may assist the other two!
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Talk to your clients about the benefits of a Cancer, Heart Attack/Stroke policy to provide benefits after a diagnosis allowing them to focus on getting well instead of worrying about their financial situation.

It's that simple with a Cancer, Heart Attack & Stoke policy.  And Family History nor Zip Code are factors in underwriting this product! 
100% return of premium is Back!
Click to find out how your clients can get their money back when the life insurance is no longer needed.  After all, if you don't use it, it's only fair to get your money back! 
We have a Home Health Care Indemnity policy for those who can't get or maybe can't afford LTC. 
Our Home Health Care Product  features in Texas include:
  • Simplified underwriting- only 4 qualifying questions
  • Very Affordable!
  • No tobacco or build ​questions
  • 0 day elimination period for home health care- in Texas!
  • Scheduled benefit indemnity payments
  • Base plan includes a $250 per year prescription drug benefit
Final Expenses can create a financial burden at the worst time! 
​Visit our Final Expense page & get up to date on on how to assist a family in the time of need. Most of "us" never think about it but the $ need is real.
Something Old is "New" again
YRT can save the case when your client "needs" the coverage but premiums are too high? Or they need short term life insurance. (Convertible to 20 or 30 year term!) Take a look at this product ​By Clicking Here