Welcome to our website.
You will find a lot of "quick hit" information meant to help you address client's needs.
Or you can use the quick links or drop down menus to easily navigate to specific pages.
Top products for your clients wanting higher interest rates.
We also have a great flexible premium Indexed annuity that allows clients to start with just $10,000 and they can make additional contributions without extending the surrender period! Features include, a great fixed bucket rate, 1% premium bonus and a solid crediting rate history!
AIG offering Non Medical Underwriting for Value+ Protector II!
Non-medical underwriting applies to cases that fall within these guidelines:
For your protection-focused clients this means a Simplified and Quicker process from app to approval!
For you it means your cases can be approved quicker! App is a simple two page "ticket" followed by client phone interview. Your younger clients will love it!
Check out Pacific Life's New Competitive Rates and Underwriting Advantages!
Click here for quick video highlights.
Pacific Life is "name brand" and doing what they can to earn your business & insure your clients!
Impossible to insure? Nope.
Let us help with your next "impossible" life case so you can present a real solution. For many people $40,000 or $50,000 of life insurance may provide real financial "peace of mind" to the insured or their family.
No Exam or Labs for Up to $750,000 of Life Insurance, Guaranteed!
A project that will benefit you and your clients: Please review your in force business and identify policy holders with Met Life (now Brighthouse), ING (now VOYA) Genworth/First Colony (now Genworth) and talk with your clients to determine if the term, UL or WL they have is still appropriate for their needs or if a change would be suitable.
These three carriers have undergone operational and service transformations that have made it challenging to provide policy service and more specifically to get conversions that your clients may need in the future. If your client's health allows it and it's suitable for their needs, I encourage you to work with them to consider options.
Question: What's one of the biggest risks to your client's Savings and Retirement?
Answer: The Cost of Extended Health Care!
Remember, Long Term Care Insurance can be used to offset some of the risk. We have four different options and the knowledge to help you when working with your clients. Need an LTC refresher? Call or email Bill Jr.
Can your client deduct the premiums for Tax-Qualified LTC - Click here for a guide on the various types of taxpayer and premium deductions available for TQ LTC. TQ LTC includes the One America COB rider!
$'s for Home Health Care! Click to view the Consumer Home Health Care Insurance Video then get in touch with Bill to get your contracting going & to learn about the online & "smart" app! No paper app, quick issue and very easy u/w.
Credit Cards for term and whole life premiums! SBLI accepts annual premiums on credit cards up to $99,999 without any additional fees in year 1!
Guaranteed & Simplified Issue Life Insurance, the need is real!
Carrier 1: "Almost" G-Issue up to $50K for ages 40-80 - cases issued in 24 hours!
Carrier 2: G-Issue up to $40K ages 40 to 80. With a 2 year graded benefit = to premiums +10%!
Carrier 3: up to $25K ages 50 to 80.
Visit our Final Expense page for more details and please note you need to be contracted before you can write an app. Given the popularity of these products it is taking about 7 to 10 business days to get appointed!
Please be aware, not every carrier we have is active on our quote system. We continually monitor our carriers and provide you with the ones that are competitively priced, timely in underwriting and willing to work with the agent and clients to approve and issue cases. The good news is that for "most" cases our online quote system represents BOTH the top priced as well as easy to work with companies but it doesn't hurt to check when nothing but being the cheapest matters.