Our website is designed to provide Licensed Agents and their Staff
with ​quotes, forms, product, underwriting & client solutions 24/7.​

Dare To Compare Against CD's
Top Fixed Annuity rates as of 12/1/2018 
​Minimum Premium of only $20,000
​3 yr 3.05%, 4 yr 3.45%, 5 yr 3.50%, 6 yr 3.85% 8 yr 3.95%, 9 yr 3.80% and 10 yr 3.85% 

5 year Rate Special: 3.65% for $100,000 and up. 
Features:  10% penalty free withdrawals, including in the first year and no surrender charges after year 5.
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OR do you have a client who does not need to use the $ for 10 years and just wants it Guaranteed to Double?
It's true, top rated carrier with a IA that will guarantee a "double" in 10 years for GLWB purposes! 
Contact Bill for details.
HAVE YOU CHECKED OUT: 
  • Our #1 Long Term Care alternative: One America features Guaranteed Premiums and Lifetime benefits for clients wanting to protect assets from the cost of long term care or extended health care.
  • Final Expense Life with Gerber, Oxford & United of O!
  • Critical Illness or Cancer or Heart Attack or Stroke coverage-  High deductibles are bank draining time bombs! Let's defuse that problem before it strikes!
Have a case? Let us help, it's what we do!
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Please Don't Walk Away 
Some people simply want final expense coverage for themselves or a family member & ''we" have some of the Best products in the market.  Amounts from $5,000 to $30,000 for ages 50 to 80 Simplified and Guaranteed issue if needed.
Click to email Bill Jr for details or a quote!
Let us Quote on your Medicare Supplement case.
Our Extended Health Care/LTC marketing has led many to have discussions about Med Supp. 
We are happy to announce that we can now provide you with quotes from top rated carriers!
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Save $ on CE! Texas and most states require Annuity and LTC CE for everyone! Contact Bill for a Complimentary CE Voucher! ​
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Exam or Lab Work &
Still Preferred Plus!
It's true, up to $500,000 and to age 60 your clients can qualify for up to Preferred Plus NS for Term Life.  There's no catch.  Truly competitive rates and WL to convert to in the future. No buts, ifs or maybes about it. NO exam or labs period.  Many times the premium is the same or very close to the full exam and lab term quotes! 
Email or call Bill Jr. for Details and Quotes!
There are differences when it comes to Term and UL carriers beyond the price. 
If you want to go beyond "cheap" and know about "VALUE" please set aside 5 to 10 minutes and let's talk.  It will save you and your clients time and $'s. 
Guaranteed Premiums with Lifetime Benefits!
When it comes to LTC no one wants the "old" type!
So, show a "Lifetime" pool of funds to reimburse LTC/Extended Health Care expenses. 
Rates & Benefits are guaranteed for the life of the policy!  Premiums can be paid monthly draft, annually or even on a single pay basis!
Call me for a quote or more info ​Bill Jr. @ 713-771-7226 or email me. You and your clients will be glad you did!


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