Welcome to our website which as been designed to provide licensed agents and their staff with 
​quotes, forms, product, underwriting and client solutions 24/7. 
Top Fixed Annuity rates as of 1/1/2018 with an Excellent Rated Company!
  • ​Minimum Premium of only $20,000- ​3 yr 2.85%, 4 yr 3.25%, 5 yr 3.30%, 6 yr 3.65% ​​
  • Min Premium $100,000- 5 yr 4.45%/3.45% =3.65% (yield to surrender) and 6 years 3.85% all years
Life Product Niches!
  • Keeping it Simple & Priced Right: Savings Bank Life-up to $500,000 & age 60 P+NS rates, No exam or lab work. 
  • Gerber Life- College Funding, Final Expense Guaranteed Issue, Simplified issue and Child "Grow Up" policies!
  • American National- Term and Super Competitive Guaranteed UL with Living Benefits!
  • AIG- Quick Ticket app and Quick underwriting!
  • United of Omaha- Up to table 2 issued Standard on Term & GUL!
  • Return of Premium Term is BACK!
  • Non Smoker rates for Cigars, Chewers, dippers and nicotine gum. 
It is time to check it out!  
The #1 Long Term Care Alternative featuring
  • Guaranteed Premiums
  • Lifetime Benefits
  • Not a use it or lose it product!
Final Expense Life - Gerber, Oxford & United of Omaha!
Critical Illness or Cancer &/or Heart Attack/Stroke coverage-  High deductibles are bank draining time bombs, your clients have a protection option!
Have a case? Let us help, it's what we do!
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Please Don't Walk Away 
Some people simply want final expense coverage for themselves or a family member & ''we" have some of the Best products in the market.  Amounts from $5,000 to $30,000 for ages 50 to 80 Simplified &/or Guaranteed issue!
Click to email Bill Jr for details or a quote!
Let us Quote on your Medicare Supplement case.
Our Extended Health Care/LTC marketing has led many to have discussions about Med Supp. 
We are happy to announce that we can now provide you with quotes from top rated carriers!
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Save $ on CE! Texas and most states require Annuity and LTC CE for everyone! Contact Bill for a Complimentary CE Voucher! ​
Top GUL Products:  The "Americas" have it!
Take a look at American National & American General for your next cases!  Both have contractual provisions that set them apart from the pack and their priced right too!  Did you know, we customize your GUL & IUL quotes for you?  All it takes is an email or call!
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No Exam or Lab Work &
Still Preferred Plus!
It's true, up to $500,000 and to age 60 your clients can qualify for up to Preferred Plus NS for Term Life.  There's no catch.  Truly competitive rates and WL to convert to in the future. No buts, ifs or maybes about it. NO exam or labs period.  Many times the premium is the same or very close to the full exam and lab term quotes! 
Email or call Bill Jr. for Details and Quotes!
There are differences when it comes to Term and UL carriers beyond the price. 
If you want to go beyond "cheap" and know about "VALUE" please set aside 5 to 10 minutes and let's talk.  It will save you and your clients time and $'s. 
Guaranteed Premiums with Lifetime Benefits!
When it comes to LTC no one wants the "old" type!
So, show a "Lifetime" pool of funds to reimburse LTC/Extended Health Care expenses. 
Rates & Benefits are guaranteed for the life of the policy!  Premiums can be paid monthly draft, annually or even on a single pay basis!
Call me for a quote or more info ​Bill Jr. @ 713-771-7226 or email me. You and your clients will be glad you did!


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