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Annuity Quotes
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Welcome to our website.
You will find a lot of "quick hit" information meant to help you address client's needs.
For quick navigation, use the links or drop down menus to go to specific areas of interest. 
PictureRates updated 6/21/2021
Top guaranteed rate annuity products as of 6/21/2021.
  • 2 years 2.15% (minimum premium $10K) no withdrawals for 2 years
  • 2 years 2.09% (min premium $10K) with interest withdrawals in 30 days!
  • 3 years 2.25% (min premium $20K) interest withdraws after year 1
  • ​4 years 2.60% (min premium $20K) interest available after year 1
  • 4 years 2.25% (min premium $20K) interest available in 30 days!
  • 5 years 2.95% (min premium $10K) or 2.89% with interest withdrawals in 30 days!
  • 5 years 3.00% if submitted by 6/30. (min $100K) interest after year 1.  A- with A.M. Best
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We also have a tremendous flex premium annuity that allows clients to start with as little as $10,000 and they can make additional contributions without extending surrender charges.  Features include, a great fixed bucket rate, 1% premium bonus and a solid crediting rate history!
Impossible to insure?  Nope. 
  • 5'10" 453 pound male $50,0000, Level face amount, guaranteed premium whole life policy.  No Problem.
  • Male 65 diagnosed with invasive, internal cancer 2 weeks ago.  No Problem.  up to $40,000 graded death benefit, full face amount after 24 months in force! 
​Let us help with your "impossible" life cases so you can present a real solutions. 
Visit our Final Expense page​ ​for more details. 
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No Exam or Labs for Up to $750,000 of Life Insurance, Guaranteed!
  • SBLI: Up to $750,000 of term or whole life to age 60. Now a phone interview is not even required!  Contact Bill for details. 
  • Sagicor: No Exam or Lab work for Term Life up to $1,000,000 for ages 18-45, $750K for ages 46-55 and up to $500K for ages 56-65.
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Please review your book of business and identify those with Met Life (now Brighthouse), ING (now VOYA) and or Genworth/First Colony (now Genworth) and discuss current and future needs with your clients.  Is their current term, UL or WL still appropriate or is a change suitable?

Some carriers have undergone operational and service changes that have made it very challenging to provide policy service and more specifically to get conversions that your clients may need in the future.
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Question: What's one of the biggest risks to your client's Savings and Retirement?  Answer: The Cost of Extended Health Care! 
Long Term Care Insurance can be used to offset some of the risk.  We have four different options and the knowledge to help you when working with your clients. Need an LTC refresher? Call or email Bill Jr.
Can your client deduct the premiums for Tax-Qualified LTC - Click here for a guide on the various types of taxpayer and premium deductions available for TQ LTC.  TQ LTC includes the One America COB rider!
$'s for Home Health Care!  Click to view the Consumer Home Health Care Insurance Video then get in touch with Bill to get your contracting going & to learn about the online & "smart" app!  No paper app, quick issue and very easy u/w. 
​Please be aware, not every carrier we have is active on our quote system.  We continually monitor our carriers and provide you with the ones that are competitively priced, timely in underwriting and willing to work with the agent and clients to approve and issue cases.  The good news is that for "most" cases our online quote system represents BOTH the top priced as well as easy to work with companies but it doesn't hurt to check when nothing but being the cheapest matters.