Welcome, our website is designed to provide licensed agents and their staff
with ​quotes, forms, product, underwriting & client solutions 24/7.​

​We have a human side too and provide assistance when you want it regardless of case size.  

Need to update your Continuing Education for LTC or Annuity sales? 
​Contact Bill Jr for a FREE C.E. course voucher! 

Put Your Clients "Lazy" $ Back to Work!

Have a client who is in the "weeds"?
Lazy money is my name for dollars that are barely earning any interest in a CD or Money Market account!  How many of your clients would love these rates?  You might be surprised if you would just show them and find out. If they like what you show, I will help you help them!

​Multi year annuity Rates as of 4/1/2018
Interest Rate guaranteed for the full period.
​3-Year 2.45%, 4-Year 3.00%, 5-year 3.10%, 6-year 3.50%, ​8-year 3.60%, 9-year 3.50%, 10-yr 3.55%.  
Minimum premium is only $20,000.

Email Bill Jr. for more details or products specs.  Sessumsjr@gmail.com
Up to 3x per week "recreational*" usage can get Standard Plus NS Rates!
Same deal if they use cigars, chew, dip, pipe, pill, patch etc for nicotine delivery but haven't smoked a cigarette in the last 12 months.  
​Contact Bill Jr with your case details for a quote.  Rates won't be beat!!!

*If using a THC product for a medical reason the underlying cause will most likely
​disqualify a case from the Std+NS rate class. 
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Who is going to reimburse your Client's LTC expenses? 
  • One policy reimbursing TWO Client's LTC costs can be cheaper than One!  
There is a product with a "Lifetime" pool of funds to reimburse LTC expenses and the 
  • Rates & Benefits are guaranteed for the life of the policy.
  • Premiums can be paid monthly draft, annually or even on a single pay basis.
​You and your clients will be glad you found out about this product!  It's one of the best traditional LTCi alternatives I have ever seen. 

Call me for a quote or more info ​Bill Jr.  
@ 713-771-7226 or email me.
Carriers that want your business and are priced right for your clients include:
  • Life insurance: American General, Am. National, Savings Bank Life, United of Omaha, Banner, Lincoln, North American, Protective and Prudential. 
  • A tremendous Long Term Care alternative: One America offers  Guaranteed Premiums and Lifetime benefits
  • Final Expense: Gerber, Oxford and United of Omaha! 
  • Critical Illness or Heart Attack or Stroke or Disability, we do that too! 
When you have a case, let us help you find the best fit!  It's what we do!
Important Notice: starting soon our app and quote vendor, ipipeline, will begin requiring you to establish a user name and password and log in each time you need to run a quote or pull forms from our website.  Please note, we try to make doing business simple for you.  If you have problems establishing a log in, please contact us for the quotes or forms that you need.  Thank you,  Bill Jr. 
No Exam or Lab Work & Still Preferred Plus!
It's true, up to $500,000 and to age 60 your clients can qualify for up to Preferred Plus NS on Term Life. There is no catch.  Truly competitive rates and WL to convert to in the future. No buts, ifs or maybes about it. NO exam or labs period.
Many times the premium is the same or very close to the full exam and lab term quotes! 
Email or call Bill Jr. for Details and Quotes!
Please Don't Walk Away from "Small" Life Cases! We have some of the Best Final Expense products in the market and some people need/want or can only afford smaller, final expense policies.  10K to 30K ages 50 to 80.
Click here to email Bill Jr for details or a quote!
Be a Hero to your clients.  Check out this link for Gerber Life's opportunities to help your clientsl
Reward Your Clients for Healthy Lifestyles
The Fit underwriting program can help save your clients money--especially when you consider the total savings over their lifetime. Click the link above to learn about the characteristics that can help clients qualify for better rates.


Quick Links

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Save $ when you need CE!