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Welcome, please let us know how we can help you address your client's needs.
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To Quote Preferred Plus Or Not?
When running quotes it is important to be aware of the underwriting criteria for a carrier's rate classes. Yes, the blue underlined words are a link!  You can also plug in details on the term quote engine.  The better the field underwriting, the better the u/w!

Currently, our "Best Carriers" are:
AIG, Savings Bank Life, Protective Life, American National, United of Omaha, Banner and Lincoln* 
*Lincoln for cases over $500k. 

Currently, the most challenging 
carriers for getting what is applied for and turn around time are:  
Pacific Life, Lincoln's e-app or under 500K and Cincinnati Life.

Our other carriers are "normal" and regardless of where you write a case we will do our best for you. 
Life Insurance without an exam, lab work or phone call for Term & GUL!
Applications can be approved in just “minutes”.  Give it a try for your next case that falls within
Ages 18-45 up to $1,000,000
Ages 46-55 up to $750,000
Ages 56-65 up to $500,000
Or, give us a call to see if this new carrier is a fit for you and your clients.
One of our top GUL policies allows changes in premium and face amount without sacrificing the no lapse guarantee as originally purchased!
Needs may change and if a GUL can't, is it really the right one?
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​Let us show you how it works, it could be the difference between a policy lasting a lifetime or lapsing before your client does. 
Guaranteed Issue Life Insurance up to $25,000 and for ages 40 to 80. 
Final Expenses create financial burdens at the worst time! 
​Visit our Final Expense page to get up to date on on how to assist a family in the time of need.

​Have you and your clients already set up a "Fund Me" Account?
Cancer, Heart Attacks or a Stroke insurance is a simple way to do it along with a Home Health Care Indemnity Policy 
Yes, there is an Almost Guaranteed Issue Home Health Care Indemnity Policy Available!
If your client can answer "No" to 3 questions, game on! 
Features in Texas include:
  • Simplified U/W, only 3 questions with no tobacco or build ​questions.
  • Very Affordable!
  • 0 day elimination period for home health care- in Texas!
  • Scheduled benefit indemnity payments up to $150 per day!
  • Base plan includes a $250 per year prescription drug benefit
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U/W Highlight: They will never ask for an exam or send someone to stab your applicant for up to $500,000 and to age 60 for term or whole life.  From a well known a Mutual Company!  ASK us for a quote!
You can Provide Comprehensive LTC Insurance to your clients. 
We have Four different types of policies and the knowledge to help you when working with clients. 
Please don't be shy when clients ask about Long Term Care Insurance!