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If your clients knew there was insurance policy that paid a lump sum for 
Cancer, Heart Attacks or a Stroke would they want it?
You will never know if you don't discuss it.
Help them be their own "I Fund Me"!
It's affordable, lifetime coverage & issued to age 89.

​Did You Know?

Are you ready for U/W decisions without exam or lab work or phone call for Term & GUL!
Ages 18-45 up to $1,000,000
Ages 46-55 up to $750,000
Ages 56-65 up to $500,000

Applications can be approved up to the best rate class in just “minutes”. NO phone interview, exam or labs. 
 
Next case that falls within age and face amount, give me a call to see if this new carrier is a fit.
One of our top GUL policies allows changes in premium and face amount without sacrificing the no lapse guarantee as originally purchased!
Needs may change and if a GUL can't, is it really the right one?
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​Let us show you how it works, it could be the difference between a policy lasting a lifetime or lapsing before your client does. 
Our #1 Comprehensive LTC Product Includes:
  • A 0 day elimination period for home health care & 90 days for facility care.
  • Guaranteed Premiums Paid up in 1, 5, 10, 20 yrs or at age 95.
  • Accepts dump in premiums i.e. 1035's to reduce premiums!
  • Premiums are Guaranteed & Lifetime Benefits.
  • NOT a Linked Benefit Product!
Surviving Cancer, a Heart Attack or Stoke is tough physically, emotionally and financially. You can help with the financial part which may assist the other two!​
PLEASE talk with your clients about the benefits of a Cancer, Heart Attack/Stroke policy.  Having this policy can allow them to focus on getting well instead of worrying about finances.  It's simple with a Cancer, Heart Attack & Stoke policy.
ALMOST GUARANTEED ISSUE Home Health Care Indemnity Policy
If your client can answer "No" to 3 questions, game on! 
This Home Health Care Product  features in Texas include:
  • Simplified U/W- only 3 qualifying questions, No, tobacco or build ​questions
  • Very Affordable!
  • 0 day elimination period for home health care- in Texas!
  • Scheduled benefit indemnity payments
  • Base plan includes a $250 per year prescription drug benefit
Guaranteed Issue life up to $25,000 and for ages 40 to 80. 
Final Expenses can create a financial burden at the worst time! 
​Visit our Final Expense page & get up to date on on how to assist a family in the time of need. Most of "us" never think about it but the $ need is real for many families.
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U/W Highlight: Be it Term or whole life, they will never ask for an exam or send someone to stab your applicant for up to $500,000 and to age 60.  From a well known a Mutual Company!
Something Old is "New" again
YRT can save the case when your client "needs" the coverage but premiums are too high? Or they need short term life insurance. (Convertible to 20 or 30 year term!) Take a look at this product ​By Clicking Here
Do you have clients who are or who's "children" are Medical Residents?  One of our DI carriers has a great product/program for them! 
Click here to review the details.
100% return of premium is Back!
Click to find out how your clients can get their money back when the life insurance is no longer needed.  After all, if you don't use it, it's only fair to get your money back!