• Home
  • Life
    • Quick Life Quotes
    • Full, Compliant GUL, IUL & WL Quotes
    • Life Applications and Forms
    • Solutions & Concepts
    • Diabetes
    • Impairment Inquiry Forms
  • Health
    • Long Term Care
    • Home Health Care
    • Stand Alone Cancer, Heart Attack & Stroke
    • Dental and Vision
    • International Travel Health
  • Annuity Rates
    • Solutions & Concepts
    • Annuity Apps and Forms
  • Final Expense
    • Great Western
    • Guarantee Trust
    • Oxford Life
    • Gerber
    • Transamerica SI
    • United Omaha Simplified Issue
  • Agent Resources
  • Contact Us
  • IP Staff Resources
Insurance Perspectives
Licensed Agents & Staff, thank you for visiting our website.
When you need our help just call, 713-771-7226, 9 to 5 CST M-F
​​
Thank you for working with us to best serve your clients.
Picture

United of Omaha Living Promise Highlights

  • Simplified underwriting.
  • ​No point-of-sale phone interview.
  • No medical exam.
  • Premiums never increase and benefits never decrease.
  • Coverage can never be canceled as long as premiums are paid.
  • Very Competitive Premium Rates.
  • Level Pay and Graded Benefit Plans available.
  • A+ Rated with A.M. Best

Two plans to choose from to fit your client's health and needs.

Level Benefit Plan:
  • Issue Ages: 45-85
  • Death Benefit: 100%
  • Face Amount: $2,000 - $40,000
  • Underwriting Classes: Standard Tobacco/Non-tobacco
  • Underwriting Requirements: MIB, Pharmaceutical Check, and Random Phone Interviews.
  • Accelerated Death Benefit for Terminal Illness or Nursing Home Confinement Rider included in the policy at no additional cost.
  • Optional: Accidental Death Benefit Rider
Graded Benefit Plan:
  • Issue Ages: 45-80
  • Face Amount: $2,000 - $20,000
  • Underwriting Class: Standard (no tobacco distinction)
  • Underwriting Requirement: MIB, Pharmaceutical Check, and Random Phone Interviews.
Picture
Whole life insurance is underwritten by United of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, NE 68175. United of Omaha is licensed in all states except NY. Product base plans, provisions, features, and riders may not be available in all states and may vary by state. For Producer Use Only. Not for use with the general public
Home
Contact
This website and the information herein is intended for the sole use of licensed Insurance Agents & their Staff.  If you are not a licensed Agent or Staff Member of one and need assistance please contact us for a referral to a licensed Agent in your area.

Copyright 2023, Insurance Perspectives.