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Insurance Perspectives
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Thank you for working with us to best serve your clients.

Health Products We Work With

Please click on the product to go to that specific page.

Long Term Care, What is It?

Are you, "afraid" of Traditional LTC? There is an alternative that will satisfy both your clients and you as the agent. 

NO Apologies!
  • Guaranteed premiums for the life of the policy- NO rate increases, ever.
  • Lifetime benefits for each insured.
  • NO need to share a pool of money to pay for care and risk running out of benefits.
It's worth 15 minutes of your time to learn about this product portfolio.  Your clients will thank you for it.

If you still want to see a traditional LTC product for comparison, budget or whatever reason we have it too.  

WE also offer A Simplified Home Health Care policy for your clients who can't afford or qualify for other LTC coverage. 

Cancer & Heart Attack/Stroke Insurance

Some folks are only concerned with the "big 3" when it comes to talking about coverage to offset high deductibles and out of network care opportunities.  With this product line you can address Cancer only, Heart Attacks and Strokes together or all three at a lower cost than a full Critical Illness Policy.  With some carriers, family history and home zip code don't matter in underwriting or pricing. 

Critical Illness

Our CI carriers offer coverage from as little as $10,000 up to $500,000.  CI is the product to talk to your clients about to "wrap around" their health plans.  CI provides cash when a person is diagnosed with a covered condition.

Disability Income Insurance

Have a case? Call or email us with details.  We can provide you quotes for a wide range of occupations.  If they work in an insurable occupation we can cover them.  Products include individual DI, Business Overhead Expense & Buy Sell and Loan Protection DI.  
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This website and the information herein is intended for the sole use of licensed Insurance Agents & their Staff.  If you are not a licensed Agent or Staff Member of one and need assistance please contact us for a referral to a licensed Agent in your area.

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