Health Products

We specialize in Disability Income, Critical Illness, Cancer, Heart Attack and Stoke Products 
and Long Term Care expense coverage.

Stand Alone Cancer & Heart Attack/Stroke Insurance

Some folks are only concerned with the "big 3" when it comes to talking about coverage to offset high deductibles and out of network care opportunities.  With this product line from and A+ rated carrier, you can address Cancer only, Heart Attacks and Strokes together or all three at a lower cost than a full Critical Illness Policy.  AND FAMILY HISTORY DOES NOT COUNT AGAINST THE APPLICANT!

Critical Illness Insurance

Our CI carriers include Assurity and Mutual of Omaha.  Face amounts from $10,000 to $500,000.  CI is the product to talk to your clients about to "wrap around" their health plans.  CI provides cash when a person is diagnosed with a covered condition.

Disability Income Insurance

Have a case? Call or email us with details.  We can provide you quotes for a wide range of occupations.  If they work in an insurable occupation we can cover them.  Products include individual DI, Business Overhead Expense & Buy Sell and Loan Protection DI.  

Long Term Care, What is It?

Do you clients really understand extended health care, long term care?  Are they and maybe you, "afraid" of Traditional LTC?

There is an alternative that will satisfy both your clients and you as the agent.  NO Apologies in the future because features include:
  • Guaranteed premiums for the life of the policy- NO rate increases, ever.
  • Lifetime time benefits for one or two insureds, NO need to share one pool of money to pay for care.
It's worth 15 minutes of your time to learn about this product portfolio.  Your clients will thank you for it. 

If you still want to see a traditional LTC product for comparison, budget or whatever reason we have it too.  Mutual of Omaha is who we use. 

While I don't like sales "pitches" there are actually some good ideas on how to engage clients and serve their needs. 
So, Click here for LTC Sales Concepts and Ideas

Have Clients That Own A Business?  They may have some tax advantages with Tax Qualified LTC insurance.
Click here for Tax Advantages of LTC for Business Owners
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