- A+ with A.M. Best
- BIGGIE- Non Smoker rates for your non cigarette and non e-cig or vap clients who may use other nicotine products*!
- *Lab work can be positive for nicotine use
- *Must fully disclose use on application and exam
- Table 3 to Standard on UL - YES, a true table improvement program on Permanent cases!
- Term plans face amounts can be decreased annually starting in year 4 by contract!
- Great for Mortgage Protection!
- Great for Families with kids coming up on college!
- Great for businesses with debt/loans requiring coverage!