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Insurance Perspectives
Licensed Agents & Staff, thank you for visiting our website.
When you need our help just call us at 713-771-7226.
We are here 9 to 5 CST M-T and 9 to noon on Fridays.
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Thank you for working with us to best serve your clients.

​​Managing Underwriting, Accurate Quotes = Happy Clients!
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Preliminary Ratings
When you provide us with details on your prospects and clients, we shop your case with underwriters at our top carriers.  Of course tentative ratings are only as good as the information the client provides you with ahead of time.  But we can get a great start and we generally have enough feedback in 24 hours to provide the most accurate rating estimates.

If you wish to provide medical records and have a HIPPA form signed we can even have one of our underwriters on retainer review detailed medical history and provide a written "recap" that we can send out to our carriers.  Turn around time varies depending on work flow and APS size.
Sometimes you just won't know what to ask or how to handle some of your prospects conditions. 

When you run into the situation where you just need to know what to ask: Click here for a catalog of questionnaires to help gather details for many common medical impairments and/or avocations. 

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Provide us with the details and let us show you which carrier works best for your client.

Carrier rules differ by Product, Face Amount, Age and other factors.  Don't worry, we know the rules and will determine for you if your clients qualify and provide you with the right quotes! 


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This website and the information herein is intended only for the use of licensed Insurance Agents & their Staff.  If you are not a licensed Agent or Staff Member of one and need assistance please contact us for a referral to a licensed Agent in your area.

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