A Home Health Care Only Policy May Be the Right or Maybe the Only Choice for Your Client?

Kemper Sr. Solutions, scheduled benefit Home Health Care only policy is not available in all states and the information I have included is specific to Texas.  If you have clients in another state, just ask me for state specific product details.

Click to find the Product Rate Brochure, a TX Specimen Policy and the TX Outline of Coverage for your review. Also an image showing how the prescription drug benefit works.

• This policy has a Zero Day waiting period for home health care and a 365 consecutive day benefit period from the start of claim. 
• This application is what is used for underwriting your client. 
• And here are the premium draft forms - Initial Premium  And Ongoing Premium.  Yes, premium is required with the application. 

I have some opinions about the riders and will be happy to review them and this product in detail with you.  I have written it on some of my own family members already! 

So, who do you know that “we” should discuss this with?
 
Thank you,
Bill Jr.